FSCSLevyCalculator

FSCS levy, 2026/27 rates

FSCS levy calculator: your 2026/27 levy, the FCA's method

The FSCS will raise £247m from firms in 2026/27. For an advice firm in the LDII class, the FCA's calculation notes reduce the bill to a few published totals. Enter your eligible income and FCA fees to see your share.

Source: FSCS levy rules and limits for 2026/27, from the FCA and the FSCS: every row, with its source

Your figures

The tariff data you report for Life Distribution and Investment Intermediation. Default: the FCA's own worked example, £340,000.

£2,200 for 2026/27 in FCA PS26/14 and the FCA's worked example. It is the A000 regulatory cost the base costs levy is shared on.

From your FCA invoice or the FCA fee calculator. Default: £1,294.56, the FCA's example for £580,000 of A.13 income.

Default: £130.67, the FCA's worked example. Enter 0 if you pay none.

The result

Your FSCS levy for 2026/27
£2,063
LDII specific costs levy
£696
LDII compensation costs levy
£1,319
LDII class levy
£2,015
Base costs levy on the minimum fee (A000)
£30
Base costs levy on fee-block A.13
£16
Base costs levy on the prudential fee (AP00)
£2
LDII class levy per £1,000 of eligible income
£6

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  • Free, and no obligation
  • Read and answered by Joe himself, never passed to a firm or a list
  • No tax, legal or regulatory advice: a call to frame your options

Behind the numbers

  1. The class figures. The FCA's FSCS levy calculation notes for 2026/27 give the LDII (CLII-1) class's specific costs of £25,863,622 and compensation costs of £49,045,469 over a total tariff base of £12,640,387,723 (printed as £12,640,381,723 in the compensation line; the calculator uses each as printed). With the FCA's own example inputs it returns the FCA's own answer: a net FSCS levy of £2,063.30. FCA: FSCS levy calculation notes, 2026/27 rates
  2. The base costs levy. The base costs are shared in proportion to your FCA regulatory costs: £452,840 over £32,859,348 of A000 minimum fees, £1,388,453 over £110,081,523 of A.13 fees, and £352,626 over £26,305,512 of AP00 fees, as the same notes set out. FCA: FSCS levy calculation notes, 2026/27 rates
  3. How a share is worked out. FEES 6.5: a firm's share of a class's compensation costs is its tariff base as a proportion of the class's total tariff base. FCA Handbook FEES 6.5: compensation costs
  4. One class only. The calculator covers the Life Distribution and Investment Intermediation class, the class most advice firms pay into. A firm in General Insurance Distribution, Home Finance Intermediation, Investment Provision or another class has its own figures, which the calculator does not apply. FSCS: levy information and the retail pool
  5. Before discounts and deductions. The figure is the FSCS levy on the FCA's method before any minimum-fee arrangements, invoicing adjustments or a later interim levy. Your FCA invoice is the figure you pay.

This calculator applies the FCA's published 2026/27 FSCS figures to what you enter; it is not regulatory or financial advice and your FCA invoice is the figure you pay. An enquiry sent through the form is read and answered by Joe, who runs this site; no firm receives it.

The FSCS levy for 2026/27, as the FCA and the FSCS publish it

Last updated

Each figure the calculator and this page rest on, with the regulator's page it was read from.

Every figure is read from the FCA, the FSCS or the PRA through this site's fetch service and dated. Trade press is used for nothing.

FigureValueWhere it comes fromSource
Total FSCS levy payable by firms, 2026/27£247mFSCS spring forecast FSCS: spring forecast sets the 2026/27 levy at £247m
LDII class levy limit£330m (incl. £90m provider contributions)FSCS levy information FSCS: levy information and the retail pool
General Insurance Distribution levy limit£410m (incl. £100m)FSCS levy information FSCS: levy information and the retail pool
Home Finance Intermediation levy limit£55m (incl. £15m)FSCS levy information FSCS: levy information and the retail pool
Investment Provision levy limit£200mFSCS levy information FSCS: levy information and the retail pool
Deposits levy limit (PRA class)£1,500mFSCS levy information FSCS: levy information and the retail pool
Management expenses levy limit, 2026/27£112,972,954FCA PS26/4 FCA PS26/4: FSCS management expenses levy limit 2026/27
FSCS management expenses budget, 2026/27£108m, plus a £5m unlevied reservePRA PS8/26 PRA PS8/26: FSCS management expenses levy limit 2026/27
Share of base costs the FCA levies50%FCA Handbook FEES 6.1 FCA Handbook FEES 6.1: application and the two levies

Cite this page

“The FSCS levy for 2026/27, as the FCA and the FSCS publish it”, FSCS Levy Calculator, https://fscslevycalculator.co.uk/ (updated 2026-10-28). Every figure is read from the FCA, the FSCS or the PRA through this site's fetch service and dated. Trade press is used for nothing.

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  • Free, and no obligation
  • Read and answered by Joe himself, never passed to a firm or a list
  • No tax, legal or regulatory advice: a call to frame your options

Related guides

Sourced, dated, kept current.

  1. FSCS levy 2026/27: £247m, and what it means for a small firm
  2. How the FSCS levy is calculated: the FCA's method
  3. FSCS levy limits by class, 2026/27

Straight answers

How is the FSCS levy calculated?

Each class's costs are shared in proportion to tariff data: your eligible income x the class's costs / the class's total tariff base. On top sits a small base costs levy shared by FCA regulatory costs. The FCA's 2026/27 calculation notes publish the totals.(FCA: FSCS levy calculation notes, 2026/27 rates)

How much is the FSCS levy for 2026/27?

The FSCS says the total levy payable by firms for 2026/27 is £247m.(FSCS: spring forecast sets the 2026/27 levy at £247m)

What is the LDII levy limit?

£330m a year, including £90m of provider contributions, per the FSCS's levy information page.(FSCS: levy information and the retail pool)

Is this my exact invoice?

No. It applies the FCA's published 2026/27 totals to the figures you enter, before discounts, deductions and any interim levy. Your FCA invoice is what you pay.(FCA: FSCS levy calculation notes, 2026/27 rates)

Sources

This site's own datasets, every figure quoted from its source and dated:

  • The FSCS Levy Rates carries 9 published figures read from 4 sources' own pages, from 5,000,000 to 1,500,000,000 GBP, read 28 October 2026.
  • The median published figure in the FSCS Levy Series is 99,000,000 GBP across 3 sources' own pages (range 87,000,000 to 315,000,000 GBP), read 28 October 2026.
  1. FCA: FSCS levy calculation notes, 2026/27 rates
  2. FSCS: levy information and the retail pool
  3. FSCS: spring forecast sets the 2026/27 levy at £247m
  4. FCA PS26/4: FSCS management expenses levy limit 2026/27
  5. PRA PS8/26: FSCS management expenses levy limit 2026/27
  6. FCA Handbook FEES 6.5: compensation costs
  7. FCA Handbook FEES 6.1: application and the two levies
  8. FCA Handbook FEES 6 Annex 2: annual class levy limits
  9. FCA PS26/14: regulated fees and levies 2026/27

The question this page is here to answer

What does each FSCS funding class have to raise in 2026/27, what are the class limits and how is one firm's share computed from its tariff data?

Your eligible income and your FCA fees. The class totals come from the FCA's own calculation notes.

Answered by Joseph Ellul, which reads every enquiry this page takes.

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